How Does Pet Insurance Benefit Me?

There has been a lot of attention paid to pet insurance recently. Many veterinary hospitals, animal shelters, pet stores, and even Consumer Reports have been presenting information about pet health insurance to the public. What can you expect the benefits to be if you decide to cover your furry family members with pet insurance?Pet Insurance Benefits

Pet Insurance can help ensure that you can provide the best treatment options possible for your pet!

When your pet suffers an unexpected illness or injury, there are always options for medical treatment. Many factors must be weighed when determining which treatment option to pursue. Often these factors include the likelihood that your pet’s condition will improve, the local veterinary expertise, and the how the cost of the treatment option will fit into your household budget. Frequently, the most potentially successful treatment options must be declined due to budgetary constraints.
If a person holds a pet insurance policy on the pet who suffers an unexpected illness or injury, at least one of these factors can be removed completely! By passing the cost of the recommended treatment to the pet health insurance company, you are left with the freedom to partner with your veterinarian to pursue the most potentially successful treatment option for your pet.

Pet Insurance can grant you peace of mind!

Injuries and illnesses are events that we have very little control over. Having a pet insurance policy on your pets can take the worry out of dealing with the unexpected. With a pet health insurance policy you can feel assured that you will be prepared to handle the unexpected. Instead of worrying about how you will deal with an injury or illness you can focus on enjoying time with your pet!

Pet Insurance can help to prevent financial hardship!

When the unexpected happens and you are faced with a bill for veterinary services, there are many payment options to be considered. Using cash, checks, or personal credit cards are all available options that can result in significant financial hardship. Since these expenses were unexpected, they may not have been included in your household budget. Pet insurance policies can prevent a hardship situation because the cost of the veterinary services is passed through to the pet health insurance company. This can protect your family’s quality of life and preserve your monthly budget.

Pet Insurance can help to eliminate economic euthanasia!

One tragic result of an unexpected injury or illness is the heart-breaking decision to euthanize a pet because the cost of treatment is too much for the family finances to bear. This decision can be very difficult for the pet owner and their family, as well as for the veterinarian and veterinary staff. When an injury or illness is treatable but the pet owner cannot financially afford the treatment, sometimes the only viable option is euthanasia. Pet insurance can ensure that you and your family are never in this difficult position.
As you can see, there are many benefits to purchasing pet insurance policies on your pets. As with any insurance policy, companies and policies differ in their terms and conditions. Before making a decision to cover your pets, be sure to read the policy thoroughly and get answers to all of your questions.

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Angela Linvill

Angela has been the Hospital Administrator of a multi-specialty/ emergency/ and general practice veterinary hospital since 2005. She is also the Chair of the Contra Costa County Employer Advisory Council. Angela has a Masters of Science degree in Human Resource Management from Troy University. She is committed to helping pet owners make good decisions about the health care of their pets regardless of their financial situation.

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